Federal Programs
State Grants
A grant is aid that does not have to be repaid as long as eligibility is maintained. Whenever criteria and funding levels permit, a student's financial aid award includes grants.
Federal Pell Grant is awarded only to undergraduate students who display exceptional financial need and have not earned a bachelor's, graduate, or professional degree.
Schools use the information on the Free Application for Federal Student Aid (FAFSA) form to determine student's eligibility for a Pell Grant, and the amount is determined based on the Student Aid Index (SAI) and the Cost of Attendance at ÐÓ°É.
The maximum Federal Pell Grant award is $7,395 for the 2025-26 award year.
Recipients must maintain good academic standing and make satisfactory academic progress.
A student may not receive Pell Grant payments concurrently from more than one school. "Concurrently" means that the student is attending both schools at the same time.
Federally funded award designed to supplement other sources of aid for students with exceptional financial need. COS annual maximum award is $400.
The school receives a federal allocation of FSEOG funds each year from the office of Federal Student Aid. Once the full amount of the school's funds has been awarded, no more FSEOG awards can be made for the year.
Federal Work Study gives students the opportunity to earn income while working part-time. The salary received is at least minimum wage or higher depending on skills required. Students are able to work up to 20 hours per week while classes are in session and 28 hours per week during vacation periods.
The federal direct loan program is a federal student loan program under which eligible students and parents borrow directly from the U.S. Department of Education at participating schools. Direct Subsidized Loans, Direct Unsubsidized Loans, Direct PLUS Loans are types of Direct Loans.
Subsidized loans are need-based. The federal government pays the interest on the loan while you are in school at least half-time, during the grace period before repayment begins, and during periods of approved deferment.
Unsubsidized loans are not based on financial need and are available to you regardless of income. Because this loan is not subsidized by the government, you are responsible for all interest which accrues during in-school, grace, and deferment periods. You may choose to make periodic interest payments to the lender or opt to have the accrued interest capitalized (added on to) the principal loan amount.
For both Direct Subsidized and Unsubsidized loans, repayment begins six months after you graduate, drop below half-time, or withdraw from school. You will be contacted by your loan Service. To view your loan history and additional information, log onto the website using your FSA ID.
Parents or adoptive parents (or in some cases, the stepparent) of a dependent undergraduate student, with good credit history can borrow up to the total cost of their dependent's education, minus any other aid for which the student is eligible. Parents must repay the loan even if their dependent does not complete his or her education. Parents will need a FSA ID and password to apply for a .
Note: ÐÓ°É does not participate in the Alternative Loan Program.
| Type of Student | Subsidized | Unsubsidized | Total Loan Amount |
|---|---|---|---|
| Freshman (less than 30 college credits completed) | $3,500 | $2,000 | $5,500 |
| Sophomore (more than 30 college credits completed)* | $4,500 | $2,000 | $6,500 |
| Type of Student | Subsidized | Unsubsidized | Total Loan Amount |
|---|---|---|---|
| Freshman | $3,500 | $6,000 | $9,500 |
| Sophomore (more than 30 college credits completed)* | $4,500 | $6,000 | $10,500 |
* To be considered a 2nd-year undergraduate for loan purposes, you must have completed 30 or more college units. If you want to use other college units to qualify as a 2nd-year undergraduate; transcript(s) from other schools must be evaluated before your loan is processed. Submit official transcript(s) to the Admissions and Records office and indicate transcript evaluations is for Financial Aid purposes.
We have teamed up with Solutions at ECMC to answer all of your student loan repayment questions. Solutions is dedicated to helping students manage educational loans. Their resources are available to you free of charge. To contact a Solutions Student Loan Repayment Advisor, , or call them at (877) 331-3262.
Cal Grants are grants awarded by the California Student Aid Commission (CSAC) and must be renewed each year. All students who are California residents are encouraged to apply. To apply for Cal Grant, students must fill out their FAFSA no later than June 30 of the award year or California Dream Act Application no later than April 2 of the award year or September 2 for California Community College students.
The Student Success Completion Grant is a financial aid program that helps students afford full-time enrollment so they can graduate, begin their career and start earning money sooner.
The California CHAFEE Grant is a grant for current or former California foster youth to assist with college costs for career or technical training. CHAFEE is a federal funded grant subject to yearly availability of funds. To qualify, you must:
To apply you must submit the , and the (FAFSA) or (CADAA)
The school will determine your financial aid eligibility, verify payment and disburse the check to you.
The California College Promise Grant is a state-sponsored program which waives the enrollment fees (currently $46 per unit) for qualifying students. Eligibility is determined by the following criteria:
| Family Size | Base Year Income |
|---|---|
| 1 | $22,590 |
| 2 | $30,660 |
| 3 | $38,730 |
| 4 | $46,800 |
| 5 | $54,870 |
| 6 | $62,940 |
| 7 | $71,010 |
| 8 | $77,080 |
| Each Additional Family Member | $8,070 |
Students must maintain in order to remain eligible for the grant.
To apply complete the .
If you have lost your eligibility for the California College Promise Grant, please fill out and submit a Loss of Fee Waiver appeal to the Financial Aid office.
The California Dream Act Service Incentive Grant (DSIG) Program provides financial assistance to eligible California Dream Act Application (CADAA) students who complete community or volunteer service.
Email: financialaid@siskiyous.edu
Phone: (530) 938-5209
Fax: (530) 938-5367
